Vivian Cobb is a speaker, author, and conversation advocate who helps people face the conversations they've been putting off and discover what becomes possible when they do.

She speaks to organizations, associations, and employee wellness programs on the hidden cost of financial avoidance: the stress it creates at home, the tension it brings to work, and the relationships it quietly erodes. Her message is grounded in her own story, the sudden loss of her husband and the financial crisis she didn't see coming, and delivered with the warmth and authenticity that have made her a repeat TEDx speaker.

As a multifaceted entrepreneur who built careers in both video production and boutique real estate, Vivian brings a practical, real-world lens to everything she teaches. Her book Unspoken Costs: How to Have Relationship-Saving Money Conversations and her keynote The Art of Relationship-Saving Conversations both reflect the same core belief: the conversations we avoid are often the ones with the greatest power to heal, connect, and transform.