Kristine B.
Founder and CEO at Untangle Money
Financial Services and Wealth Management
Education: Queens University - Ivey Business School
Toronto, ON, Canada
Biography
Kristine Beese, CEO and Founder of Untangle Money, talks about the unintended consequences of a financial system built for the typical male. She shares captivating stories about what women need to know about money and what women can do differently to align their day-to-day spending with their long-term goals so that women can make the best financial decisions for themselves.
Equipped with research, insights, and experience, Kristine is a credible and compelling resource that regularly educates audiences on why gendered financial equity is critically important.
As the CEO of Untangle Money, Kristine's goal is to get an affordable, unbiased financial plan into the hands of one million woman to equip them to make the best financial decisions for themselves.
"Around the world, on every measure used to assess wealth and poverty, from cradle to grave, women fare worse than men.”
- author Annabelle Williams (Why Women Are Poorer Than Men)
Passion
Kristine's passion is to make the topic of money more comfortable for women. She does this by equipping women with the affordable tools they need to be able to make the best financial decisions for themselves. By changing the financial world for women, one woman at a time, she is working to close the gender wealth gap.
Kristine Beese talks about the unintended consequences of a financial system built for the typical male, being applied to female financial lives. She shares captivating stories about what women need to know about money and what women can do differently to align their day-to-day spending with their long-term goals so that women can make the best financial decisions for themselves.
Your audience will learn why women and men need different guidance and advice when it comes to planning their personal finances. They will also learn:
- the Pay Gap is only one piece of the problem
- using budget systems, which judge women’s spending as frivolous, is a recipe for failure
- why the fundamentals for finance tell us that we all need to be investing in order to achieve a traditional Western-world retirement
- learn about the growing global trend that we’ve coined Golden Girls Retirement, (and why we can’t wait to join it)
Featured Video
I am willing to travel
More than 100 miles
When it comes to payments
I generally get paid for speaking but make exceptions
Topics
Best Story
Recently, I was told the keys to entrepreneurship were bravery and tenacity in the face of rejection.
This reminded me of when I was a competitive pairs figure skater. My partner and I had the largest throws in Canada. But before we landed them, we didn't. A lot.
What this looked like was that my partner, the strongest skater I knew, and I, would skate as fast as we could, then he would hurl me into the air with all his might. And I would turn three times in the air, clear a hockey circle, and fall. Over and over again. It was brutal.
Until one day I was standing.
Being an entrepreneur and founding Untangle Money has been the first thing that comes close to the exhilaration and disappointment that I experienced as a competitive skater.
It doesn't make rational sense, but I know incredible feats seem impossible the first 1000 times you try them.
Origin Story
My life has been spent excelling in male-dominated spaces: competitive athletics, engineering, trading floors, stock analysis and portfolio management. Despite this, there was always something niggling at me. Things always seemed harder than they needed to be.
A friend suggested the book Invisible Women, and it shattered the paradigm I had been living in. In this book, author Caroline Criado Perez, shows that when you disaggregate design data by gender, you get two distinct peaks instead of one, and the design of everything from cars to heart attack diagnostics need to be revamped to include a better design for women.
However, she didn’t discuss the world I inhabited very much - the world of money. So I started looking for the data, and sure enough, the gender disparity was there, and the financial lives of women are radically different from the financial lives of men.
From there, Untangle Money was born, with a vision of closing the wealth gap, and the mission of getting a financial plan into the hands of every woman.
Example talks
TELEVISION APPEARANCE: EMPOWERED with Elizabeth Naumovski (30 minutes)
Airing nationally in the summer of 2023, this episode features Kristine Beese, Founder of Untnagle Money and focuses on the things that women need to know about their money and the questions they should be asking.
EXIGE INTERNATIONAL LEADERSHIP PODCAST
Today's guest is the awesome Kristine Beese, CEO and Founder of Untangle Money, a company that is looking to empower women by providing financial management which is tailored specifically for them. In this episode, we speak about her entrepreneurship journey so far and how Untangle Money was started, as well as the financial disadvantage which women face.
ALL THINGS PEOPLE 2023 - PANEL DISCUSSION (1 hour)
A riveting discussion to over 300 attendees of the All Things People 2023 conference. The discussion was targeted at HR professionals: What does your compensation package say about your organization?
IN-PERSON PRESENTATION - GEORGE WESTON LTD - Canada's largest employer, (2 hour keynote + Q&A)
First post-Covid, in-person speaking event. Paid engagement presenting to roughly 50 managers, operations and finance staff of all genders. The engaging talk "The Starting Point", was 50 minutes in length with optional Q&A lasting over an hour with a high level of engagement. 100% of attendees were glad Weston brought us in to speak to them, 95% of survey respondents ranked our event 5 stars, and 66% felt seen by their organization.
Women and Personal Finance - the Starting Point
What you need to know about money before you even get started. This talk discusses inflation, and why that means you need to invest. We talk about realistic retirement scenarios and their implications for women and investing.