Member since July 2022
Kristine Beese is the CEO and Founder of Untangle Money, a financial technology company reimagining personal finance for women. Her work sits at the intersection of money, design, and equity—challenging long-standing assumptions in financial advice and replacing them with tools that reflect how women actually live, earn, spend, and plan.
A powerful and engaging speaker, Kristine reveals the unintended consequences of a financial system built for men, and what that means for women’s financial outcomes today. She combines research, real-world insights, and relatable stories to help women see money differently — empowering them to make confident choices that align their daily spending with their long-term goals.
With a background in finance and engineering, Kristine bridges data and empathy to illuminate why gendered financial equity matters — not only for women’s wellbeing, but for economic growth and innovation. Her mission is clear: to put affordable, unbiased financial plans into the hands of every woman, closing the confidence and wealth gaps that persist in our financial system.
Kristine Beese is driven by a simple but radical belief: women deserve a financial system that actually works for their real lives. Her passion sits at the intersection of money, design, and equity; challenging the outdated assumptions baked into personal finance and replacing them with tools that are practical, humane, and empowering. Kristine doesn’t just talk about money; she makes it feel accessible, relevant, and safe to engage with, especially for women who’ve been underserved or misunderstood by traditional financial advice.
On stage, Kristine brings clarity and conviction to a topic that’s long been wrapped in shame and silence. She shines a light on how well-intentioned financial guidance often misses the mark for women - and what happens when we redesign it with their goals, constraints, and values in mind. Her passion is contagious: audiences leave not only informed, but energized to rethink their relationship with money and confident they can take meaningful control of their financial future.
I often think about my first love: pairs figure skating. My partner, the strongest skater I knew, would hurl me into the air, spinning multiple times, while I braced for impact. Most of the time, I fell. Hard. Over and over again.
But one day, after countless attempts, I landed the triple throw, standing tall on one foot and looking back at my partner. That moment taught me something I carry into everything I do: incredible feats feel impossible the first thousand times you try them.
Founding Untangle Money has been strikingly similar: equal parts exhilarating and terrifying. From the outside, it doesn’t always make sense to take on a financial system built for men. But each attempt, each “fall,” brings me closer to transforming how women understand and manage their money.
My story is about bravery, persistence, and the kind of effort that turns near-impossible challenges into real triumphs. Lessons I love sharing with audiences who are ready to rethink what’s possible.
87% of women in Canada want help with their money. And I was one of them. In my 20s, I was a NATIONALLY RANKED athlete, who wasn't afraid to be tossed in the air, and I was an engineer who could design components for gas processing plants. But, when it came to managing my money, I didn’t know where to start.
So, I went to a bank, met with an advisor, and if I’m being honest, he was a bit of a dick.
But it sparked something inside of me. I wanted to learn how to manage my own money.
So, I started reading Warren Buffet’s Letters to Shareholders, and every book that was recommended to me.
I got my MBA at Ivey Business School, where I got a chance to meet Warren Buffet.
After I graduated, I worked on the largest trading floor in Canada, then I became a stock analyst covering the world’s largest Oil and Gas companies, and after that I helped very very wealthy Canadians invest their money as a portfolio manager.
Along the way, I got married and had three awesome kiddos. And now I’m the Founder of Untangle Money.
And then, my friend from engineering reached out and said, "My relationship is breaking down, I don't know if I can afford to leave, can you help me?" And, I did.
Now, Untangle Money gives young women the perfect place to get started with their money & helps them understand the financial choices they face.
Kristine Beese, the CEO of Untangle Money, opened the day with a presentation on the demographic trends and unique financial challenges women in Canada face.
https://www.youtube.com/watch?v=eIlZPmuHyZw
The gender pension gap is real and solvable. Two powerhouse personal finance experts, Kristine Beese and Jessica Moorhouse, join Celine Chiovitti from OMERS, to discuss tangible steps women of all ages can take to secure their financial future.
The Pension Blueprint unpacks why women retire with less and what we can all do about it.
If you’re looking for insight, ideas, or inspiration to support women’s financial equity, start here:
https://www.omers.com/the-pension-blueprint-podcast#why-women-retire-with-less
At Together Toronto (Jan 12), Kristine Beese, Founder & CEO of Untangle Money, delivered a powerful talk on women, wealth, and the systems that have historically excluded them.
With a background spanning engineering, capital markets, and wealth management across Canada and the UK, Kristine is breaking down financial stigma and empowering women to take control of their money with confidence and clarity.
This talk challenges outdated narratives around wealth, access, and financial power - and offers a bold reframe for the future of money.
Kristine Beese faces the dragons with her venture Untangle Money: https://www.cbc.ca/dragonsden/pitches/untangle-money
Airing nationally in the summer of 2023, this episode features Kristine Beese, Founder of Untnagle Money and focuses on the things that women need to know about their money and the questions they should be asking.
Today's guest is the awesome Kristine Beese, CEO and Founder of Untangle Money, a company that is looking to empower women by providing financial management which is tailored specifically for them. In this episode, we speak about her entrepreneurship journey so far and how Untangle Money was started, as well as the financial disadvantage which women face.
A riveting discussion to over 300 attendees of the All Things People 2023 conference. The discussion was targeted at HR professionals: What does your compensation package say about your organization?
First post-Covid, in-person speaking event. Paid engagement presenting to roughly 50 managers, operations and finance staff of all genders. The engaging talk "The Starting Point", was 50 minutes in length with optional Q&A lasting over an hour with a high level of engagement. 100% of attendees were glad Weston brought us in to speak to them, 95% of survey respondents ranked our event 5 stars, and 66% felt seen by their organization.
What you need to know about money before you even get started. This talk discusses inflation, and why that means you need to invest. We talk about realistic retirement scenarios and their implications for women and investing.
I often think about my first love: pairs figure skating. My partner, the strongest skater I knew, would hurl me into the air, spinning multiple times, while I braced for impact. Most of the time, I fell. Hard. Over and over again.
But one day, after countless attempts, I landed the triple throw, standing tall on one foot and looking back at my partner. That moment taught me something I carry into everything I do: incredible feats feel impossible the first thousand times you try them.
Founding Untangle Money has been strikingly similar: equal parts exhilarating and terrifying. From the outside, it doesn’t always make sense to take on a financial system built for men. But each attempt, each “fall,” brings me closer to transforming how women understand and manage their money.
My story is about bravery, persistence, and the kind of effort that turns near-impossible challenges into real triumphs. Lessons I love sharing with audiences who are ready to rethink what’s possible.
87% of women in Canada want help with their money. And I was one of them. In my 20s, I was a NATIONALLY RANKED athlete, who wasn't afraid to be tossed in the air, and I was an engineer who could design components for gas processing plants. But, when it came to managing my money, I didn’t know where to start.
So, I went to a bank, met with an advisor, and if I’m being honest, he was a bit of a dick.
But it sparked something inside of me. I wanted to learn how to manage my own money.
So, I started reading Warren Buffet’s Letters to Shareholders, and every book that was recommended to me.
I got my MBA at Ivey Business School, where I got a chance to meet Warren Buffet.
After I graduated, I worked on the largest trading floor in Canada, then I became a stock analyst covering the world’s largest Oil and Gas companies, and after that I helped very very wealthy Canadians invest their money as a portfolio manager.
Along the way, I got married and had three awesome kiddos. And now I’m the Founder of Untangle Money.
And then, my friend from engineering reached out and said, "My relationship is breaking down, I don't know if I can afford to leave, can you help me?" And, I did.
Now, Untangle Money gives young women the perfect place to get started with their money & helps them understand the financial choices they face.
Kristine Beese, the CEO of Untangle Money, opened the day with a presentation on the demographic trends and unique financial challenges women in Canada face.
https://www.youtube.com/watch?v=eIlZPmuHyZw
The gender pension gap is real and solvable. Two powerhouse personal finance experts, Kristine Beese and Jessica Moorhouse, join Celine Chiovitti from OMERS, to discuss tangible steps women of all ages can take to secure their financial future.
The Pension Blueprint unpacks why women retire with less and what we can all do about it.
If you’re looking for insight, ideas, or inspiration to support women’s financial equity, start here:
https://www.omers.com/the-pension-blueprint-podcast#why-women-retire-with-less
At Together Toronto (Jan 12), Kristine Beese, Founder & CEO of Untangle Money, delivered a powerful talk on women, wealth, and the systems that have historically excluded them.
With a background spanning engineering, capital markets, and wealth management across Canada and the UK, Kristine is breaking down financial stigma and empowering women to take control of their money with confidence and clarity.
This talk challenges outdated narratives around wealth, access, and financial power - and offers a bold reframe for the future of money.
Kristine Beese faces the dragons with her venture Untangle Money: https://www.cbc.ca/dragonsden/pitches/untangle-money
Airing nationally in the summer of 2023, this episode features Kristine Beese, Founder of Untnagle Money and focuses on the things that women need to know about their money and the questions they should be asking.
Today's guest is the awesome Kristine Beese, CEO and Founder of Untangle Money, a company that is looking to empower women by providing financial management which is tailored specifically for them. In this episode, we speak about her entrepreneurship journey so far and how Untangle Money was started, as well as the financial disadvantage which women face.
A riveting discussion to over 300 attendees of the All Things People 2023 conference. The discussion was targeted at HR professionals: What does your compensation package say about your organization?
First post-Covid, in-person speaking event. Paid engagement presenting to roughly 50 managers, operations and finance staff of all genders. The engaging talk "The Starting Point", was 50 minutes in length with optional Q&A lasting over an hour with a high level of engagement. 100% of attendees were glad Weston brought us in to speak to them, 95% of survey respondents ranked our event 5 stars, and 66% felt seen by their organization.
What you need to know about money before you even get started. This talk discusses inflation, and why that means you need to invest. We talk about realistic retirement scenarios and their implications for women and investing.