Member since June 2022
I have spent the last 10 years knee deep in digital payments and digital identity, focusing on product definition, development and launch.
I started in the Innovation Team at Visa. From there I moved to Apple, first working on Apple Pay's international expansion, and then as part of the Apple Card 'Founding Team' (the team of six 'crazies' that started the project and shepherded it to its successful launch). Then, as GM for Consumer Payments at Santander Bank, I setup a cross-functional team to take products from inception, to launch and finally scale - including P2P experiences, international payments, and BNPL solutions. I am currently co-founder and COO at a stealth start-up building a global digital identity network for Web2 and Web3 alike.
I hold an M.B.A. from The Wharton Business School, and a M.Sc.Eng. from Universidad Politécnica de Madrid (Spain).
A big part of the future will be defined by the convergence of Web3 (NFTs + DeFi), Digital Identity, and the Metaverse (Virtual Worlds). This entire world brings me joy, and I have studied it, played around with it, and written about it for a few years now.
Within this world, I also follow carefully CBDCs (Central Bank Digital Currencies) and stablecoins, while I am also bullish on the Lightening Network (built on top of Bitcoin).
The best way to build a team (and a culture) that will deliver innovative products: My tenure on the Apple Pay launch team taught me that when it comes to a team, a good plan requires the right mix of dreamers and realists. The dreamers push the realists, and the realists channel this impetus to jointly find the best ways to move forward. Being part of it and seeing first-hand the impact it had convinced me to build my teams in the same manner.
“Our goals can only be reached through the vehicle of a plan, in which we must fervently believe and upon which we must vigorously act. There is no other route to success.” Picasso
This is truly the story of my life.
The best way to build a team (and a culture) that will deliver innovative products: My tenure on the Apple Pay launch team taught me that when it comes to a team, a good plan requires the right mix of dreamers and realists. The dreamers push the realists, and the realists channel this impetus to jointly find the best ways to move forward. Being part of it and seeing first-hand the impact it had convinced me to build my teams in the same manner.
“Our goals can only be reached through the vehicle of a plan, in which we must fervently believe and upon which we must vigorously act. There is no other route to success.” Picasso
This is truly the story of my life.
